Mortgage Rates at Record Lows

And now a quick word from our sponsor…ME! My full-time day job is as a Mortgage Originator. In fact, this year marks my 20th anniversary at Mortgage Master Service Corporation helping people buy and refinance their Washington state homes. 🙂

I thought I should take a quick moment to share with my neighbors that mortgage rates are at currently at record lows again.

You might considering refinancing if you have rates in the mid-4’s or higher, have private mortgage insurance, an adjustable rate mortgage, home equity line of credit that you would like to combine or if you would like to take cash out.

Plus, 2020 mortgage loan limits for FHA and conventional mortgage loans have increased to $741,750 for “high balance” loans. Loan amounts over $741,750 are considered “jumbo”.

I invite you check out my mortgage blog, The Mortgage Porter, and if you have any questions, or are interested in refinancing or buying a home in Washington state, I am happy to help you!

Buy Your Tickets Now for Shrek Jr.

Proudly presented by Alki Elementary School. You can buy your tickets clicking this link.

Storm Response Map for Seattle

A huge thank you to Stephanie, one of our readers, for sharing this link showing which roads are being serviced in the event of snow. I’ve added a link to this helpful site to “Swell Links” on the right side of this blog.

It appears we have a chance of snow in the forecast until this weekend.

And it looks like tonight will be another windy one. Stay warm, Neighbors!

Send us your Beach Drive Halloween Pics!

This neighbor’s scary yard captured our dog’s attention on our walk today.

Hitch losing a scary stare down with three black cats!

If you have a spooktacular yard, kiddo or pets (or you!) in costume or a favorite Halloween recipe that you would like to share with your Beach Drive neighbors, give us a howl!

Grocery Store Saturation

Our ol’ neighborhood of West Seattle has had plenty of excitement in the grocery store department lately. This month we had the re-opening of the newly completely remodeled PCC as well as the long awaited opening of Whole Foods. Not to be left in the dust, Metropolitan Market has been doing a major remodel to keep up with the new competition.

Yesterday, I visited PCC yesterday and today I checked out Whole Foods and it’s interesting what our grocery stores have and don’t have. I do plan on revisiting and writing a more in-depth post – however, I thought I’d share my first impressions on our current grocery stores in West Seattle. Before we proceed, please know I’m a total foodie, I love to cook and enjoy my wine…and sadly, I am a grocery store snob. I am a long time shopper at Met Market which started when we lived less than a block away from the store and I would just buy enough groceries for that day or what ever we could carry, and walk home. When writing these reviews, I’m probably comparing everything to my long time favorite store.

Let’s start with parking lots. When I went to PCC yesterday (before 5pm) I was surprised at how tight the parking lot is (I’m not a fan of Thriftway’s parking lot either). First impressions of the store – it’s beautiful. I suddenly understood why Metropolitan Market probably felt they had to remodel with this one-two punch coming to West Seattle. The produce is beautiful. Meat department looks great and the to go dishes look fantastic… I need to go back and check them out. I was happy to find Nancy’s non-fat Greek yogurt. The wine department is lacking a little and a bit unorganized. It has a somewhat limited selection of groceries. I probably need to learn how to shop at PCC.

Whole Foods has an underground parking lot that will be especially popular on rainy days. Like PCC, it’s a beautiful, open and airy store. I was surprised at how big the health care section was and that they actually had blankets/throws, slippers, tops, etc. for sale. This section (health/beauty/clothing) took up a significant part of the store. The produce was beautiful and Amazon Prime members receive additional incentives for shopping here. I was able to find Gochugaru for a spicy Korean dish I’m making tonight (which I could not find at PCC or Met Market). I needed some assistance finding horseradish – which I have to say, the customer service was excellent. I could not find maraschino cherries for an Old Fashioned…or any maraschino cherries. Whole Foods has a great looking meat/seafood department and so many “to go” dishes to check out on a future visit. On the elevator back to the covered parking lot, I complimented a woman on her glasses and she asked me what I thought of store and I told her I’m surprised what it had and what it didn’t. She agreed and said other Whole Foods stores have a much larger grocery department than this store which surprised her because of how larger this store is.

From Whole Foods, today I went to Thriftway because I was in search of maraschino cherries – which they had a great selection of. Thriftway is great. I know this probably sounds weird – but I don’t like the parking lot. It’s a bit cramped with the design. Thriftway overall is a solid grocery store. It may not have the new flash that the other three stores have, but overall, it has a wide selection of groceries (probably better than Whole Foods or PCC) and they tend to have better prices. There have been a few items that I’ve been surprised to find priced better at Met Market than Thriftway. Thriftway also has a nice kitchen shop, like Met Market. I don’t think PCC or Whole Foods have kitchen supply departments that compare. Thriftway also has a better liquor and wine department than PCC or Whole Foods.

Metropolitan Market…boy you’ve been putting your long time, loyal clients through some hoops with the remodel…but after visiting Whole Foods and PCC, I understand this move. During the remodel I was kind of put back by how much it seemed MM was trying to be PCC and WH with adding the bulk food bins and bringing back (with an oomph) cosmetics. It’s been hard for a lot of regulars going through the transition and having things move or no longer be available but it all makes sense to me now. Met Market has a great produce and meat department. Hubby has always loved the Cubano and the Rueben is really good too! They have been branching out into so many various “to go” foods that I have not had a chance to try them all out. The kitchen shop is a local resource – especially since J.F. Henry has closed.

I recently started checking out Trader Joes… pretty much because friends of ours buy addictive chocolate covered raisins from there. Since going to TJ’s I’ve started checking out a few other items and I have a new found appreciation for this store too…but I prefer the other stores for produce and meats.

QFC and Safeway… I just don’t find myself shopping there often. The Safeway on Admiral is nicer and you can find some great deals there. Hubby says the liquor guy at Safeway on Admiral is very knowledgeable, funny and very customer service oriented.

Of course I love the West Seattle Farmers Market… just the whole neighborhood experience is worth walking through it on Sundays. I have a hard time buying store bought salad and I’m a little bummed when it’s out of season.

I do plan to write an updated post after I check out the new stores again… I’ll try to include some pics too!

Bottom line, the addition of the new grocery stores means that they are competing for our business. I’m noticing some lower prices at the high priced stores and coupons being sent in the mail… a win for consumers, at least for now.

What are your favorite West Seattle Grocery Stores?

Possible Water Spout on Puget Sound

Yesterday one of our neighbors captured video of what looks like the beginnings of a water spout off the shores of Alki Point.

Video credit: Barb Howell

Other neighbors contacted us as well inquiring about the water wind wonder on Puget Sound. We don’t have any meteorologist in our household…but this certainly looks spouty to me!

Water Response off of Beach Drive and “This is Just a Drill”

You may be hearing helicopters and seeing large emergency responses happening on Puget Sound.

Ferry with emergency response including helicopters.

Drills are taking place along the Seattle waterfront today including an active shooter on a Washington State ferry. KOMO News has video of it here.

It just so happens there was an actual emergency response off of Beach Drive when someone called in for what appeared to be a paddle-board without a person. In fact, the board is tied up to a buoy and the owners are safe and sound… it didn’t take long at all to get a major response with the timing of the drill.

Prowler off of Beach Drive on Jacobsen Road

Update: Here’s another photo provided by the home owner showing two prowlers.

At 5:18 am this morning, a neighbor’s Ring (video system) caught a potential prowler appearing search for hidden keys to gain access to the home just off Beach Drive on Jacobsen Road.

Shirt says “Jones”

You can view the video here. If you recognize this person, please call 9-1-1.

Emma Schmitz Seawall Project Meeting

The intrepid reporter, Scupper, and I attended the meeting tonight. We lived streamed the meeting, as much as our internet connection would allow, on Facebook. For those of you not on Facebook, you can check out the video here.

Overall I thought the meeting went well. It was a nice turnout of neighbors despite no wine or cheese being served 😉 Seriously, great questions were asked and provided.

Garrett Farrell invites you to contact him directly with any questions or concerns:

Phone:(206) 233-7921
Email:Garrett.Farrell@seattle.gov

The Seattle Parks Department will continue to update their website: http://www.seattle.gov/parks/find/parks/emma-schmitz-memorial-overlook

Attempted Break In on Beach Drive

From Nextdoor.com, printed with permission:

“We had the police in our yard this morning at 4:40 am. We live on the 6000 block of Beach Drive. They arrested a man was coming out of our beach house. Evidently he had been trying to break in to several houses north of us and one had a ring doorbell. That provided a picture of the dude. The scary part was that he had a 10 inch butcher knife. We have a ring doorbell, but I think we are going to invest in more surveillance equipment!”

Back in late April, neighbors on 4700 block of Beach Drive found a man walking along the private bulkhead coming from the south (quite a ways from public beach access) with a full back pack. This was also reported to the police.

Stay safe, Neighbors!